You have two options to "accept" your award

1. log on to "mygts" from our website, www.gts.edu (lower left corner), follow the instructions.  If you are requesting less loan money than is suggested on the on line award, send OFA an email before accepting and it will be adjusted and an email sent informing you of the updates.  You can then continue to follow the online instructions for completion. 
   OR
2. Return a signed copy of your paper award letter. If you are requesting less loan money than is suggested on the letter, reduce the amount on the award letter, sign and return a copy to the Office of Financial Aid.

To accept your FEDERAL STAFFORD LOAN(S):
 
If you are interested in applying for the suggested Federal Stafford Loan(s), Subsidized and/or Unsubsidized follow the instructions below. The same promissory note is used for both loans, you will complete ONE note. Based on your award letter acceptance we will certify the amount you actually accept. The Promissory note will be valid for your academic career at GTS. You will not have to complete another promissory note to borrow future Stafford loans at GTS.

Follow the instructions below to complete your electronic Master Promissory Note (e-MPN). You must complete and electronically sign your MPN in order for your Stafford Loan(s) to be processed.

• STEP ONE: Log on to www.hesc.org
• STEP TWO: Click on "Students-complete your e-MPN" from the homepage.
• STEP THREE: Read "What You Need to Do First", including PIN and hardware requirements.

NOTE: You must have a HESC PIN before you can electronically sign your e-MPN. If you need a HESC PIN you should follow instructions on how to apply, and it will be IMMEDIATELY emailed to you to finish the e-MPN.

• STEP FOUR: Click on "Start your e-MPN"
• STEP FIVE:  after completing your e-MPN you MUST complete the online "Entrance Interview", which will be on the following screen once you have successfully completed your e-MPN. Upon completion of the entrance interview please print the confirmation page or keep a record of the confirmation number

It is a Federal Regulation that ALL students requesting STAFFORD LOANS must complete an ENTRANCE INTERVIEW, if you are NOT using NYS Higher Education (HESC) to process your loans go to www.mappingyourfuture.org and follow the instructions, please print the confirmation page or keep a record of the confirmation number

Remember a Stafford Loan is a loan. A loan must be repaid. Therefore the amount you accept/decline/reduce should be based on your need for assistance and your future ability to repay. Do not be concerned about reducing/declining the suggested amounts on the Higher Education website (HESC). With the multi-year e-MPN if your requested amounts are less than the maximum yearly allocation and you later decide you want additional funds just stop by the FAO during the year to request an adjustment.

Upon approval, confirmation and with in the allotted time frame your loan funds will be electronically sent to GTS. You will be notified by the GTS Business Office when the loan funds are applied to your account.

If you have any questions/concerns/problems please contact the GTS FAQ at 212 243-5150  or email.